Welcome to Bank on It ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application Bank on It ("App").
By using our App, you agree to the collection and use of information in accordance with this policy. If you do not agree with the data practices described in this Privacy Policy, you should not use the App.
We collect information that you provide directly to us and information that is automatically collected when you use our App.
We use the information we collect for the following purposes:
We integrate with several third-party services that help us operate the App. These services have their own privacy policies governing the use of your information.
We use Firebase for user authentication, Cloud Firestore database for storing your goals, tasks, and profile data, and analytics and crash reporting.
Data Stored: User profiles, goals, tasks, authentication credentials
Location: Google Cloud Platform
Privacy Policy: https://firebase.google.com/support/privacy
We use Google Sign-In to allow you to authenticate using your Google account.
Data Collected: Email, display name, profile information
Privacy Policy: https://policies.google.com/privacy
We use Stripe for secure payment processing and donation transactions.
Data Collected: Payment card information, billing details, transaction data
Data Stored: We do not store full payment card numbers on our servers
Privacy Policy: https://stripe.com/privacy
We use OpenAI's API to generate AI-powered task lists based on your goals.
Data Sent: Goal titles, descriptions, and time parameters
Data Stored: OpenAI may retain API data according to their policies
Privacy Policy: https://openai.com/policies/privacy-policy
We use Google Mobile Ads to display advertisements in the App.
Data Collected: Device identifiers, advertising IDs, usage data, approximate location
Purpose: Ad targeting and analytics
Privacy Policy: https://policies.google.com/privacy
When you invite a partner to collaborate on a goal:
We may disclose your information if required by law or to comply with legal obligations, protect our rights and property, prevent fraud or abuse, or protect the safety of users or others.
If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
Your data is stored securely using:
We implement appropriate technical and organizational measures to protect your personal information:
However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security.
You have the following rights regarding your personal information:
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):
To exercise these rights, please contact us at the email address provided below.
Our App is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately so we can delete such information.
If you are a parent or guardian and believe your child has provided us with personal information, please contact us to have that information removed.
We retain your personal information for as long as:
When you delete your account, we will:
Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws than your country.
By using the App, you consent to transfer of your data to the United States and other countries where our service providers operate, and processing of your data in accordance with this Privacy Policy.
We ensure appropriate safeguards are in place to protect your information during international transfers, including standard contractual clauses, adequacy decisions, and other legal mechanisms approved by relevant data protection authorities.
Our App does not respond to "Do Not Track" signals from browsers. However, you can control tracking through device settings for advertising identifiers, app settings for personalized features, and third-party service privacy settings.
We may update this Privacy Policy from time to time. We will notify you of any changes by:
You are advised to review this Privacy Policy periodically for any changes. Continued use of the App after changes constitutes acceptance of the updated Privacy Policy.
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:
Email: Wyzemedialc@gmail.com
App Name: Bank on It
For users in the European Union, you may also contact your local data protection authority if you have concerns about how we handle your personal information.
Our App may contain links to third-party websites or services. We are not responsible for the privacy practices of these external sites. We encourage you to read the privacy policies of any third-party sites you visit.
A copy of this Privacy Policy is also available within the App under Settings > Privacy Policy.
By using Bank on It, you consent to our Privacy Policy and agree to its terms.